One address for all your banking and insurance needs
It’s not surreal
Welcome to Belgium
Are you coming to work or study in Belgium?
Welcome! We hope you love it here. As exciting as this adventure may be, we know it’s not always easy to go and live abroad. From the pre-departure preparations to the steps you have to take upon arrival, good advice can help ease the transition. For your banking affairs,we’re a trustworthy partner as the number one bank in Belgium. BNP Paribas Fortis offers you every essential banking service, from day-to-day banking to savings and investments, as well as insurance, loans and advice dedicated to your specific needs.
BNP Paribas Fortis, a Belgian bank with an international approach
We are part of the BNP Paribas group, a European leader on a global scale in terms of banking and financial services, active in 80 countries. This allows us to provide a unique pan-European network with a diverse portfolio of offerings for our customers.
Simplify your life
Our Expat offer brings together a range of services perfectly adapted to your needs, making your life easier. Do you want to prepare your banking affairs before stepping onto Belgian soil? Or do you prefer to arrange it all when you arrive? Wherever you are, however long you’ll stay, we have solutions customised to your needs.
Everything you need, for free!
Premium Pack is an «all-in-one» package offering superior banking benefits free to expats for their first year in Belgium. After that, with a fixed monthly service charge, you will be provided with an account entirely equipped to handle all of your daily banking transactions, wherever and wheneveryou want.
Apply remotely – whether you are in Paris, Rome or Singapore – and then benefit from it as soon as you arrive (subject to acceptance of your application).
All-inclusive: the Service Pack is the all-in-one formula for all your day-to-day banking needs, including up to three fully equipped multi-currency accounts.
Flexible: depending on your needs, choose between single or multi-user solutions.
International transfers at attractive rates: you get preferential rates on you international online transfers among the participating banks of the Group.
Don’t forget our services also include: all debit cards, Visa/Mastercard Gold credit cards (pending approval for all our credit cards), PC/mobile and phone banking services, and much more. To apply remotely or for more info: go to www.bnpparibasfortis.be/expatinbelgium.
Hello4You exclusively for the younger expats
Hello4You is a free package and has been specially designed for young people aged 18 to 27. It includes, among other things:
• Free current account with a credit interest rate.
• Up to two free debit cards for cash withdrawals and payments in retailers both in Belgium and abroad.
• Free Hello Prepaid card: this practical reloadable payment card allows you to pay safely around the world and online.
• Up to two PC banking contracts – your virtual bank just a click away on your computer.
• Access to Easy banking, the complementary PC banking service for smartphones and tablets.
BNP Paribas Fortis offers Hello4You in collaboration with Hello bank!, its mobile brand. Benefit from free, personal advice at our branches and telephone, or online support from the Hello Team. You can also take part in the many terrific events and competitions organised regularly by Hello bank!.
Making your house a home
Moving to Belgium is only the first step. Moving IN is also important! Do you want to rent a flat or house in Belgium? The owner will ask you to provide a rental guarantee. To do so, you will need to open a deposit savings account which will remain blocked for the duration of the rent.
Make your life easier: go to www.bnpparibasfortis.be/expatinbelgium and complete the document online to arrange your deposit account conveniently (subject to acceptance of your application) so you can move in and get settled that much faster. In some cases, you can use your employer’s reputation in order to avoid such a rental deposit. For more information, please send us an e-mail to expats(at)bnpparibasfortis.com.
If you are looking to buy a home in Belgium, we offer preferential mortgage conditions. Besides, the Flexible Home Loan is perfect for you. With this we offer advantageous conditions to help you buy that dream home. Flexible Home Loan offers you the following benefits: a cooling-off period up to four months, a fi xed or variable rate, options which can be adapted at any time, the advantages are impressive. Don’t forget to think about insuring your home, as accidents happen, plus a leak, an electrical failure or a burglary can cost you a lot. Top Home Insurance is a comprehensive fire insurance policy offered by AG Insurance. Should your home or personal belongings be damaged as the result of a fi re, storm or other insured loss, you can be reassured that you will receive support and assistance promptly. Our TeleClaims handling service provides you the fast, effective and necessary compensation you need to get your life back on track.
Keep your family safe
Your family deserves the best protection against risks in life. Top Family: this insurance from AG Insurance compensates third parties in the event of damage (physical and material) caused by you, a member of your family or even your pet in connection with your private life. This cover is valid worldwide, has very high payment ceilings and fast claims settlements, which make it a must for your peace of mind.
On the road
You are ready to go and with our Motor Insurance, you can drive to your destination with peace of mind. Non-residents may only drive in Belgium with a valid number plate and the proper insurance, which can often be a hassle. BNP Paribas Fortis can ensure that your car is immediately insured.
BNP Paribas Fortis is here for you.
Visit your branch (by appointment, Mo–Fr to 7 p.m.; Sa 9 a.m.–noon)
Phone us on +32 (0)2 433 41 00 (Mo–Fr 9 a.m. – 5 p.m.; Sa 9 a.m.–noon)
Visit www.bnpparibasfortis.be/expatinbelgium (24 hours a day, 7 days a week)
Visit our mobile site m.bnpparibasfortis.be (for mobile – 24 hours a day, 7 days a week)
Flexible Home Loan – Type of credit : credit facility. Under the law of 4 August 1992. Subject to approval of your application by BNP Paribas Fortis SA/NV, lender, Montagne du Parc/Warandeberg 3, B-1000 Brussels – Brussels Register of Companies – VAT BE 0403.199.702. Top Home, Top Family and Motor Insurance are products of AG Insurance sa – Bd. E. Jacqmain 53, B-1000 Brussels – RPM Brussels – VAT BE 0404.494.849. Insurance company licenced under code 0079, under the supervision of the National Bank of Belgium, 14 Bd. de Berlaimont, 1000 BrusselsBNP Paribas Fortis SA/NV, Montagne du Parc 3, B-1000 Brussels – RPM Brussels – VAT BE 0403.199.702, is registered and acting as insurance agent under FSMA n° 25.879A on behalf of AG Insurance sa. This document is for general information purposes only. The exact scope of the covers is described in the General Conditions, which are available through your bank branch and may also be viewed at www.aginsurance.be
IE0711 I 09-2014 I 027462997840
We are part of the BNP Paribas group, a European leader with global status in banking and financial services, active in 80 countries. This position enables us to offer a broad range of solutions by drawing on our unique pan-European network. With more than 800 branches located across Belgium, we hold a key market position in the area of banking for professionals. We are the partner of choice for the self-employed and “liberal professions”, as well as for small and medium enterprises.
Alongside financing, we offer high-performance solutions in the following areas:
- online management of your banking activity
- concentration of your income streams
- protection against the risks associated with your professional activity
- protection of your lifestyle and family environment
- pension planning, either independently, or through your company.
Additionally, we will offer you support and guidance using the entire range of our expertise. Here are our six pledges to help you expand your business:
- 2,000 experts at your service
- Financing for 65,000 projects, making your ambitions a reality
- A decision in under 48 hours when you apply for a loan of up to EUR 100,000 (*)
- A finance structure which meets your needs
- Greater investment in social entrepreneurship
- Support and guidance to help develop start-ups
Do you have a project? Make an appointment with one of our advisors!
* Valid for loans repayable in instalments and credit accounts opened for business purposes. In the majority of cases, BNP Paribas Fortis will respond to applications for credit in under 48 hours. This commitment is applicable on condition that BNP Paribas Fortis has received all documentation required to reach a decision. An application for business credit and any subsequent approval by BNP Paribas Fortis do not constitute a commitment on the part of the customer. The contract for credit only becomes effective upon signature, after approval is granted. The general conditions of credit remain applicable, and are available for consultation in all BNP Paribas Fortis branches.
BNP Paribas Fortis SA/NV, Montagne du Parc 3, B-1000 Brussels – RPM Brussels – VAT BE0403.199.702. BNP Paribas Fortis SA/NV is registered and acting as insurance agent under FSMA n° 25.879A on behalf of AG Insurance sa.